Irene Eicher | (419) 852-5617

SAFER
SOLUTIONS

We focus on Safe, Productive, and Innovative Retirement, Long Term Care, and Medicare Strategies.
ABOUT SAFER SOLUTIONS
We were founded for the sole purpose of offering education, answering questions, and crafting SAFER SOLUTIONS for those seeking SAFE, PRODUCTIVE and INNOVATIVE STRATEGIES for their financial / retirement concerns.

A retirement plan is more than just having a 401K or IRA. That’s part of the equation. The most critical part is having a plan and preparing to deal with the various retirement issues:
  • How much retirement income do I need
  • ​How to minimize taxes
  • ​When to take Social Security
  • ​How to factor in Long Term Care
  • How to leave a legacy for heirs
We specialize in Retirement Planning, Long Term Care and Medicare and work alongside you to inform and to educate so that you can make the right decisions regarding your money and your future. We can provide smart money strategies to optimize your retirement savings. 
OUR SERVICES

ASSET PROTECTION

Markets go up. Markets go down. Taking UNNECESSARY RISKS during retirement can lead to very bad outcomes down the road. 

But understanding risk and how to avoid it while still being able to grow your retirement dollars is one of the main areas we focus on.

SAFE & PRODUCTIVE GROWTH

Our strategies allow you to GROW YOUR MONEY AND LOCK IN THE GAINS in up years and PROTECT YOUR DOWNSIDE WITH A 0% FLOOR in down years. 

Let's get started eliminating some of your retirement worry today.

LONG TERM CARE/EXTENDED CARE SOLUTIONS

Don't let medical expenses associated with long term care destroy your retirement. Costs have been going up each year at alarming rates. Without proper planning, having just one spouse in extended care can bankrupt a retirement. That is where we can help.

There are now some new, creative ways to leverage your dollars in case you need it for extended care, while keeping it 100% accessible for you if you don't. Talk to us about how this type of hybrid planning can potentially save your retirement by putting a financial barrier between your assets (and home), and the potentially devastating costs of long term care / nursing home expenses.

RETIREMENT INCOME

"Will my money last as long as I do?" That is one of the biggest questions plaguing those who are already retirement and those approaching retirement. You very well could have 30 or more years in retirement with no earned income. Retirement should be more than paying the bills, it should be fun! That type of retirement requires proper income planning.

We create customized retirement plans for each of our clients using products that allow for guaranteed monthly income with the possibility of annual increases. We help you look at what you have, what you want to protect, and where you want to go during retirement... then we help you achieve it.

TAX FREE RETIREMENT STRATEGIES

The possibility of a TAX FREE RETIREMENT IS BUILT RIGHT INTO THE IRS TAX CODE. By using a few little known strategies outlined in tax codes, and properly structuring retirement savings, we help our clients properly position themselves to do 2 things:

• Reduce or eliminate the amount of taxes paid during a lifetime. And consequently increasing the amount of wealth one is able to accumulate.

• Substantially increase the amount of wealth one is able to pass along to the next generation. In most cases this can be done using the current level of savings. Which means, no extra savings required. But proper guidance and planning is required. Let’s get started.

FAMILY LEGACY PLANNING

Many of our clients want to leave a legacy for their children and grandchildren and are shocked to learn how easy it is to double, even triple their inheritance in a way that is tax free and guaranteed.
 
We also work with our clients and help them embrace their own mortality and be prepared for the loss of a spouse and the income burdens this can often create.

HEALTH PLANS

Contact us for your Healthcare Coverage, such as:
• Part C and D of Medicare
• Individual Health Plans
• Accident, Sickness and Cancer Plans
• Short Term Disability 


Knowing how and when to tap into your retirement savings is just as important as building it.

Build a nest egg with income that you can’t outlive. 
ABOUT
Irene Eicher
After successfully raising 7 sons from boys to men, in 2005 Irene ventured out into corporate America and landed in the world of Medicare, insurance, and retirement. 

Along her journey of becoming one of the top agents in her area, she learned the industry inside and out, and has HELPED HUNDREDS OF PEOPLE navigate the MEDICARE MAZE. 

As Senior Benefits Specialist, Irene decided to deliver more value to her clients by also offering Long Term Care and Retirement Solutions.

In her personal life, Irene is an Amazon Best Selling Author with 2 of her 3-book series already completed. Her work has been published in 15 countries so far, including excerpts of the first book being prominently featured in a college textbook in France. 

Irene is extremely passionate about family, her professional work, and her spirituality. She especially loves meeting new people and helping them find Safer Solutions.
IRENE EICHER
CEO & OWNER SAFER SOLUTIONS, LLC
AMAZON BEST SELLING AUTHOR
YOUR FINANCIAL EDUCATION starts with our
MONEY SCHOOLS
An Educated Consumer is an Informed Consumer
Free Tips on How to Protect your Future Wealth and Health.

Our partners host and online Money School webinar are every other Monday night. 

Hosted by key industry leaders, you will learn helpful hints and little-known secrets on how to save, keep, grow, and protect your money.  

Visit Often. Topics change regularly.
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For anyone who wants to get out of debt, build wealth, and become financially independent.
* MISSION ONE MILLION retails for $24.95, but I bought it for you!
Free eBook!
With every dollar there is an opportunity to spend it or save it. 

CLICK BELOW to access a free copy of MISSION ONE MILLION by my colleagues, Merle Gilley and Steve Burton.

Together, the Mission ONE Million team has helped thousands take control of their money and create wealth.
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You're Invited to Get A Free Gift Card and Passcode To Watch This Hollywood Rated Film Online.

THE BABY BOOMER

DILEMMA

Limited FREE GIFT CARDS Are Available
(A $29.99 VALUE)
As Seen At AMC, Cinemark, and Regal Cinemas

“And in the end it’s not the years in your life that count. It’s the life in your years.” 
 

~ Abraham Lincoln

Retirement Planning Videos

Easy to watch. Easy to Understand.

TAXATION RISK

INFLATION RISK

SEQUENCE OF RETURNS RISK

sOCIAL sECURITY

Longevity Risk

Withdrawal Rate Risk

hEALTHCARE Risk

Equivalent Portfolio Value (EPV)

Free Download!
Ever wonder what obstacles you may face in retirement?

What impact can living longer than expected have on your retirement income?

What should you consider when deciding when to file for Social Security benefits?

Join me as we take a look at the 7 biggest financial risks most retirees will face in retirement in this easy-to-read brochure. 
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Irene Eicher
Recommended Reading List
  • Mission One Million (a MUST Read)  by Merle Gilley and Steven Burton
  • My family Financial Miracle by Merle Gilley 
  • Look Before You LIRP by David McKnight 
  • The Power of ZERO by David McKnight 
  • Money, Wealth, Life Insurance  by Jake Thompson 
  • Paychecks and Playchecks​ by Tom Hegna 
  • Don’t worry, Retire Happy by Tom Hegna
  • Guide to Social Security and Medicare by Tom Hegna 
  • The NEW Retirement Savings Time Bomb by Ed Slott 
  • Fund Your Future by Ed Slott
PENNY wealth Builders
Recommended Reading List
1. Mission One Million (a MUST Read) by Merle Gilley and Steven Burton
2. My family Financial Miracle by Merle Gilley
3. Look Before You LIRP by David McKnight
4. The Power of ZERO by David McKnight
5. Money, Wealth, Life Insurance by Jake Thompson
6. Paychecks and Playchecks by Tom Hegna
7. Don’t worry, Retire Happy by Tom Hegna
8. Guide to Social Security and Medicare by Tom Hegna
9. The NEW Retirement Savings Time Bomb by Ed Slott
10. Fund Your Future by Ed Slott
  • Mission One Million (a MUST Read)
    Merle Gilley and Steven Burton
  • My family Financial Miracle
    Merle Gilley 
  • Look Before You LIRP
    David McKnight 
  • The Power of ZERO
    David McKnight 
  • Money, Wealth, Life Insurance
    Jake Thompson 
  • Paychecks and Playchecks
    by Tom Hegna 
  • Don’t worry, Retire Happy by Tom Hegna
  • Guide to Social Security and Medicare by Tom Hegna 
  • The NEW Retirement Savings Time Bomb by Ed Slott 
  •  Fund Your Future by Ed Slott
1. Mission One Million (a MUST Read) Merle Gilley and Steven Burton
2. My family Financial Miracle by Merle Gilley
3. Look Before You LIRP by David McKnight
4. The Power of ZERO by David McKnight
5. Money, Wealth, Life Insurance by Jake Thompson
6. Paychecks and Playchecks by Tom Hegna
7. Don’t worry, Retire Happy by Tom Hegna
8. Guide to Social Security and Medicare by Tom Hegna
9. The NEW Retirement Savings Time Bomb by Ed Slott
10. Fund Your Future by Ed Slott
With Offices In:

ALABAMA

300 Vestavia Parkway, Suite 2300
Birmingham, Alabama 35216

ARIZONA

11201 N Tatum Boulevard, Suite 300
Phoenix, Arizona 85028

100% Free Consultation
No Cost. No Obligation.
Schedule A Time Convenient For You On My Online Calendar.
Meetings Can Be Conducted Virtually Online, In-Person and By Phone.
CUSTOM JAVASCRIPT / HTML
100% Free Consultation
Schedule A Time Convenient For You On My Online Calendar.
Meetings Can Be Conducted Virtually Online, In-Person and By Phone.
 2023 Irene Eicher
Irene Eicher 
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CUSTOM JAVASCRIPT / HTML